Property and business finance broker in Solihull

Finance for Solihull property

Solihull has some of the higher property values in the West Midlands, so loans here are often larger and the detail matters more. On a bigger loan, the difference between lenders in rate, fees and flexibility adds up quickly, and so does the cost of choosing a lender that then cannot complete in time.

Chain breaks and time-sensitive moves

When a purchase depends on a sale that has stalled, a short-term bridging loan can keep the move alive. Where the loan is secured on a home you live in or intend to live in, it is a regulated product with additional protections, and it must be arranged through an appropriately authorised firm.

Business and commercial premises

The borough is home to offices, business parks and a wide range of trading businesses. We arrange commercial mortgages for owner-occupiers buying their premises, finance for investors in let commercial property, and funding for growth and working capital.

Local rules worth knowing in Solihull

• Solihull Council requires a mandatory HMO licence where five or more people from two or more households live in the property. On the date we checked, its HMO page described no additional or selective licensing scheme. (Solihull Council)
• The council says it is exploring an Article 4 direction that would restrict converting houses into smaller HMOs. None was described as in force on the date we checked, so confirm the position before you buy. (Solihull Council)

Checked against each source on 2 October 2026. Licensing schemes and planning directions change, so confirm the current position with the council before you buy.

House prices in Solihull

In July 2026 the average property in Solihull sold for £337,112, compared with £293,479 across England. Prices were up 3.3% on a year earlier.

Source: HM Land Registry, UK House Price Index, July 2026 (retrieved 2 October 2026). Contains HM Land Registry data © Crown copyright and database right 2026. This data is licensed under the Open Government Licence v3.0.

July 2026	Solihull	England
Average price	£337,112	£293,479
Change on a year earlier	+3.3%	+1.1%
Detached	£599,812	£474,626
Semi-detached	£351,666	£292,024
Terraced	£269,243	£247,081
Flats and maisonettes	£184,659	£217,362

What that means for borrowing

• A buy-to-let purchase at the average price with a 25% deposit would need about £84,278 of your own money and a loan of about £252,834.
• A bridging loan at 70% of the average price would be about £235,978, before fees and interest.

These are worked from the published average and are illustrations only. Lenders rely on a valuation of the actual property, and recent months of the index are revised as more sales are registered.

Compare house prices across Warwickshire and the West Midlands